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Loans will be available for the following reasons:

  • Post-Secondary School Expenses (includes expenses for the education of a dependent to attend a school or other institution for persons with physical or mental disabilities).
  • Medical Expenses
  • Purchase of a Principal Residence
  • Funeral Expenses
  • Prevention of Eviction or Foreclosure
  • Repair of Damage to Primary Residence (must qualify for Federal income tax casualty loss deduction).


To qualify for a loan, you must meet the necessary criteria for a hardship loan and confirm an immediate and heavy financial need.


For general information about the loan program, please contact Jerome Brancato, Fund Director, at 201-842-0202, ext. 111.


For loan applications, please contact Marisol DeJesus, Benefits Coordinator, at 201-842-0202, ext. 120.

Important Notices